Anyone need a rc8r? - Page 2 - KTM Forums: KTM Motorcycle Forum
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post #11 of 31 (permalink) Old 01-06-2017, 12:31 PM
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it appears driving record and age are huge factors..... When I was 22 and had a bunch of tickets including a careless I was paying $140 per month for liability coverage on a 4 cylinder small truck!

You bike is one hell of a deal with those add ons..... if someone is smart they will snap up that bike before the weather warms up
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post #12 of 31 (permalink) Old 01-06-2017, 12:56 PM Thread Starter
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it appears driving record and age are huge factors..... When I was 22 and had a bunch of tickets including a careless I was paying $140 per month for liability coverage on a 4 cylinder small truck!



You bike is one hell of a deal with those add ons..... if someone is smart they will snap up that bike before the weather warms up

I have a 2011 Silverado crew cab ltz and it only runs me $90/month

Back in 2012 I had a 2007 gsxr 750 and it was only $85/month.

This rc8r is just ridiculous on insurance, I've had my motorcycle endorsement since I was 16 it's not like I was inexperienced, i had 5 years experience when I bought it. And then it doubled because a class change.

The only flaw I have on my bike is the burn mark from the exhaust but I have no clue how to prevent a titanium exhaust from doing that. It's double heat wrapped and has a heat shield where the burn is so beats me! Anyone need a rc8r?-imageuploadedbymo-free1483728965.090626.jpg


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post #13 of 31 (permalink) Old 01-06-2017, 04:25 PM
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Yeah, thats weird! Ti sheds heat quick!

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post #14 of 31 (permalink) Old 01-06-2017, 05:25 PM
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Try coming to Ontario, Canada. 46. Clean record. $1850 per year. All of the sport bike market had an increase between 40-150%.

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post #15 of 31 (permalink) Old 01-06-2017, 08:22 PM
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Try coming to Ontario, Canada. 46. Clean record. $1850 per year. All of the sport bike market had an increase between 40-150%.

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Its a known fact! Canadians 'Roll Hard!'

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post #16 of 31 (permalink) Old 01-06-2017, 10:56 PM
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Its a known fact! Canadians 'Roll Hard!'
Yeah... I suppose we do.
But it's only for half a year at a time... and of course, our insurance rates are bell curved, so cancelling in fall and renewing in spring will save you all of $12. Seriously. $12.

When I bought my KTM I had a list of 3 bikes I wanted. Top of the list was an Aprilia RSV4, then a Panigale 899 and then the KTM... All of them were of a similar price (from the ones I was looking at). Checked insurance, the Aprilia and Ducati came in at $2200 and $1900, and the KTM at $1300. After that, my decision was much easier...
Then, a year later, our insurance racket decides nobody wants to cover sport bikes anymore, so State Farm averaged 200% increases, and my insurer went to $1800. A $500 increase for exactly no fault of my own (no tickets, no claims, no nothing).
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post #17 of 31 (permalink) Old 01-12-2017, 09:34 AM
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I am 42 years old with a clean driving record and of course I have my house and other vehicles on my insurance but I pay $488 for 12 months for my 2013 RC8R......so about $41 per Month?

At $130 per month that would be super painful..... yikes!

full coverage and my deductible is $250
Same for me with State Farm & I'm 36. What carrier do you use iMoeJoe? Have you price checked around? You're age will get you but with a clean record, it shouldn't kill you that bad.

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Yeah... I suppose we do.
But it's only for half a year at a time... and of course, our insurance rates are bell curved, so cancelling in fall and renewing in spring will save you all of $12. Seriously. $12.

When I bought my KTM I had a list of 3 bikes I wanted. Top of the list was an Aprilia RSV4, then a Panigale 899 and then the KTM... All of them were of a similar price (from the ones I was looking at). Checked insurance, the Aprilia and Ducati came in at $2200 and $1900, and the KTM at $1300. After that, my decision was much easier...
Then, a year later, our insurance racket decides nobody wants to cover sport bikes anymore, so State Farm averaged 200% increases, and my insurer went to $1800. A $500 increase for exactly no fault of my own (no tickets, no claims, no nothing).
I've talked to a few Canadians on 2 different occasions and couldn't believe what they were telling me about insurance rates up there. Freaking yikes!! Funny thing for me is that when I had a 2013 1199 Panigale, it was cheaper for insurance than my 07 GSXR1000 and the KTM?? I couldn't believe it when my agent gave me the annual price of around $450. I actually asked her if she's sure that's right. LOL!! I've had much luck with State Farm's insurance rates.
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post #18 of 31 (permalink) Old 01-13-2017, 11:20 PM Thread Starter
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Same for me with State Farm & I'm 36. What carrier do you use iMoeJoe? Have you price checked around? You're age will get you but with a clean record, it shouldn't kill you that bad.







I've talked to a few Canadians on 2 different occasions and couldn't believe what they were telling me about insurance rates up there. Freaking yikes!! Funny thing for me is that when I had a 2013 1199 Panigale, it was cheaper for insurance than my 07 GSXR1000 and the KTM?? I couldn't believe it when my agent gave me the annual price of around $450. I actually asked her if she's sure that's right. LOL!! I've had much luck with State Farm's insurance rates.

I have State Farm, I've tried a couple other company's but no luck. Hopefully 24 lowers prices lol


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post #19 of 31 (permalink) Old 01-14-2017, 10:40 AM
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I have State Farm, I've tried a couple other company's but no luck. Hopefully 24 lowers prices lol


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Really? That surprises me. I'd like to say it must be an age thing but I think I switched to SF right around your age and it was waaaaaaay cheaper, even than it is now. Laws have changed though I know so something's probably changed since then. Good luck man!
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post #20 of 31 (permalink) Old 01-14-2017, 03:58 PM
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Take a look @ Foremost. I'm a USAA member for 20-some years... about 5-6 years ago, they stopped insuring motorcycles and 'shipped' their business to Progressive. Every attempt is made to make the client believe that they are getting a better deal than 'ordinary' Progressive subscribers. But, it is still a rip-off! The Dept. is named " Progressive Ins. for USAA members." I now insure all motorcycles through Foremost , They have reasonable rates.

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Last edited by FatCobra; 01-21-2017 at 05:37 PM. Reason: I will contact mods
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